Minimum Debt: $15,000
Pros
- Fees are determined by the amount you save through the program
- Complimentary initial consultation
Cons
- Not all debt types are eligible for service
- Requires at least $15,000 in credit card debt
Since launching in 2007, ClearOne Advantage has grown into a recognized name in the debt settlement field, supporting more than 140,000 clients through its programs. Its years of experience and large client base reflect the company’s solid reputation and ongoing commitment to helping people manage their financial burdens. The company provides a free initial consultation and offers customer support every day of the week. You won’t be charged until you’ve reviewed and approved a customized settlement plan. However, to qualify for their services, you need to have a minimum of $15,000 in credit card debt.

Why Choose ClearOne Advantage?
ClearOne Advantage offers an efficient methodology to debt relief, starting with a complimentary consultation to determine if its services line up with your financial situation. For those who qualify, the company sets up a special account for monthly contributions—often significantly lower than current debt payments.
During this time, ClearOne works on your behalf to negotiate with creditors in an effort to reduce the overall debt owed. Since its founding in 2007, the company has helped over 140,000 individuals take control of their financial challenges. Clients also benefit from daily customer service access by phone or email and can manage their progress through a secure online dashboard.
The company focuses exclusively on unsecured debt, such as credit card debts, personal and student loans, and unpaid medical bills. If both you and your spouse have qualifying debts, you can combine them into a single program. To be eligible, you must have at least $15,000 in credit card debt. ClearOne calculates fees based on how much savings the program provided and not on the initial debt amount.
What You Can Expect
ClearOne Advantage provides personalized debt settlement services centered on clients’ individual situations. It offers a complimentary initial consultation to help you explore your options, and its fees are based on how much you save through the program rather than your total debt amount. One notable benefit is that you can combine debts with your spouse into a single plan.
ClearOne Advantage provides clients with a convenient online platform to monitor their debt relief journey and stay informed about their progress. Support is available seven days a week, ensuring consistent assistance when needed. As a member of the American Fair Credit Council, ClearOne aligns itself with high ethical standards and responsible practices within the debt relief industry.
Key Highlights:
- Free consultation to get started
- Fees tied to your savings, not total debt
- Option to consolidate debts with your spouse
- Online dashboard for account management
- Customer support available 7 days a week
- Affiliated with the American Fair Credit Council
Debts Covered
ClearOne Advantage focuses on assisting individuals struggling with unsecured debts such as credit cards, medical expenses, personal loans, and some private student loans. If you’re not sure whether your particular debt type is eligible, the free consultation can help clarify your options. To qualify for their program, you typically need to have at least $15,000 in credit card debt.
Customer Support
ClearOne Advantage provides customer support via phone and email every day of the week, with availability extending more than 12 hours each day. In our experience, the support team was both helpful and well-informed about the company’s debt consolidation services. Additionally, ClearOne features an online resource center filled with informative articles that guide users through the debt consolidation process.
Contact Information:
- Phone: 1-888-340-4697
- Email: support@ClearOneAdvantage.com
Data Security
ClearOne takes data security seriously by using SSL encryption to safeguard your connection and account information on its website. It also encrypts data stored on its servers to protect sensitive financial details. Notably, you don’t need to provide any financial information to schedule your initial consultation. The company also maintains a clear and comprehensive privacy policy, outlining the types of data collected and how that information is used.
Conclusion
ClearOne Advantage is a user-friendly debt settlement company that aims to make the process straightforward and stress-free. It provides a free initial consultation to help you explore your options, develops personalized payment plans tailored to your needs, and handles negotiations with your creditors. The company offers daily customer support and gives you access to an online portal where you can monitor your account. You won’t be charged until a settlement is successfully reached, and fees are determined based on the amount you save—not the total debt you owe.